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Browse Fiverr →SIP Calculator — Mutual Fund Maturity Value
Calculate the maturity value of a Systematic Investment Plan (SIP) from your monthly contribution, expected annual return and investment period. Ideal for planning mutual-fund investments.
Enter your monthly investment, expected annual return and number of years to see the maturity value.
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How it works
What is a SIP?
A Systematic Investment Plan (SIP) lets you invest a fixed amount every month into a mutual fund. Over time, compounding helps your money grow faster than money left untouched.
Because you invest regularly, you also benefit from cost averaging — buying more units when prices are low and fewer when prices are high.
How the maturity value is calculated
The calculator uses the future-value formula FV = monthly × (((1 + i)^n − 1) / i) × (1 + i), where i is the monthly rate (annual return ÷ 12) and n is the number of months (years × 12).
The result is the estimated maturity value assuming a steady return. Actual market returns vary, so treat this as a planning guide rather than a guarantee.
Frequently asked questions
›What does this SIP calculator show?
It estimates the maturity (future) value of your monthly investments based on your expected annual return and time horizon.
›Is the result guaranteed?
No. Mutual-fund returns fluctuate with the market, so the figure is an estimate based on a constant assumed return.
›What return should I assume?
Many investors use 10–12% for equity funds as a long-term estimate, but choose a rate that fits your fund and risk.
›Can I include lump-sum investments?
This tool models monthly contributions only. For one-time investments, use a lump-sum or compound-interest calculator.
›Does it account for inflation or taxes?
No. The maturity value is a nominal figure before inflation and taxes are considered.
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This tool provides general information and estimates only — it is not financial, investment, tax, or legal advice. Verify important figures with a qualified professional before making decisions.