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Browse Fiverr →Future Value Calculator - Compound Interest FV
Find out how much a one-time investment will grow over time. This future value calculator applies compound interest to a present value using the formula FV = present value × (1 + rate/100)^years.
Enter a present value, an annual rate and a number of years to see the future value.
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How it works
What is future value?
Future value (FV) is what a sum of money invested today will be worth at a future date, assuming it grows at a fixed compound rate.
Because interest is earned on both the original amount and on previously earned interest, the balance grows faster over longer periods.
The formula
This calculator uses FV = present value × (1 + rate/100)^years, where the rate is the annual interest rate as a percentage and years is the number of years invested.
Frequently asked questions
›What does this calculator compute?
It computes the future value of a single lump sum that grows with annual compound interest.
›How is interest compounded?
Interest is compounded once per year using FV = present value × (1 + rate/100)^years.
›Can I use a decimal rate?
Yes. You can enter rates like 4.5 or 7.25 for more precise results.
›Does it account for inflation?
No. The result is a nominal amount and does not adjust for inflation or taxes.
›What if the rate is 0%?
With a 0% rate the future value equals the present value, because no growth is applied.
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This tool provides general information and estimates only — it is not financial, investment, tax, or legal advice. Verify important figures with a qualified professional before making decisions.